Financing Options With Canady’s
Invest in Your Home Comfort Today
With over 36 years of experience, Canady’s Heating, Air & Plumbing understands that home service needs can come with unexpected expenses. Our company partners with Wells Fargo to help qualifying customers get payment plans so you can access affordable home services with HVAC financing options and plumbing repair financing.
Take advantage of convenient home service financing with a Wells Fargo Home Projects Credit Card
Our Services
Several systems are crucial to your home’s comfort, convenience, and function. When one breaks down, it can cause a lot of strain, especially in your finances. Canady’s is proud to offer financing options for:
Benefits of Financing
Financing gives you the flexibility to move forward with your project without delay, whether it's an HVAC or plumbing upgrade, repair, or improvement.
Get the funds you need quickly, on terms that fit your budget and lifestyle, with no collateral required. Borrow on your own time and enjoy knowing your project can stay on track without stress on your wallet.
Why Choose Canady’s Heating, Air & Plumbing
Sudden breakdowns are stressful, so we want to make restoring your HVAC or plumbing as simple as possible to eliminate the headache. No matter the job, you can count on our team for upfront pricing. We also offer free estimates on replacements! Are you looking for plumbing or HVAC services in the Coastal Empire or the Lowcountry? Schedule service online 24/7 and ask about our financing options!
Are you looking for plumbing or HVAC services in the Coastal Empire or the Lowcountry? Schedule service online 24/7 and ask about our financing options!
Frequently Asked Questions
How do I apply for financing?
Getting started with a loan through Wells Fargo is simple. To be eligible, you must have an open Wells Fargo account that’s been active for at least 12 months.
First, check your personalized loan options. There’s no obligation, and it won’t impact your credit score. If you find a rate and payment plan that works for you, you can apply online in just minutes through Wells Fargo’s secure online account portal.
Most customers receive a same-day credit decision, and if approved, you could have funds available as early as the same day you sign your loan agreement. That means you can move forward with your project right away, without delay.
What information do I need to apply for financing?
Personal Contact Information
- Social Security Number (SSN) or Individual Tax Identification Number (ITIN)
- Date of birth
- Citizenship status
- Email address
- Primary phone number
- Permanent physical address
Employment and Income Information
- Employment status
- Employer name and work phone number
- Gross monthly income and all income sources you'd like considered
- Monthly mortgage or rent payment
Personal Loan Details
- Loan purpose
- Desired loan amount and term
- Preferred payment due date
Further documentation may be needed after reviewing your application.
Is it better to finance or pay cash?
It ultimately depends on your financial situation.
Pros of financing include being able to afford a higher efficiency system for little or no money down. You can also save money that you would pay upfront for other investments.
The main con is interest, but there are no-interest options available.
What types of promotions are available?
- No interest if paid in full within the promotional period with regular monthly payments
- Special rate with equal or fixed monthly payments
Why do you need to run my credit score when I apply for financing?
A higher credit score can help you get a lower interest rate and ensure your eligibility for promotional offers.
Will you run a hard inquiry on my credit?
Yes, we’ll run your credit report when you apply. Your credit score may lower a few points, but it's temporary and has a small impact on your credit.
Proudly Serving the Greater Savannah
& Beaufort Areas
Richmond Hill, GA | Hinesville, GA | Pooler, GA | Wilmington Island, GA | Savannah, GA | Bluffton, SC | Beaufort, SC | Brunswick, GA | Rincon, GA | Port Royal, SC